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This may be personal, but does anyone have life insurance and are you willing to say who the company is? I have been denied several times from my husband’s life insurance through his employer. I am not currently employed. After the 3rd denial, they finally said the reason was MG. I would like to have life insurance and am not over 50 yrs old for those plans. I am looking for some direction before I spend hours applying to only be denied.
Remember that there are many different life insurance companies out there, each with its underwriting guidelines. I’d recommend speaking with a financial advisor or an independent insurance agent who can help you find a company that may be more willing to offer coverage based on your specific situation.
Hey there, I totally understand how frustrating it is to be denied for life insurance coverage, especially when you’re looking for a 5 million dollar life insurance policy, for example. But don’t give up just yet! There are a lot of different insurance companies out there, and some may be more willing to offer coverage based on your specific situation. It’s also worth looking into simplified or guaranteed issue policies that don’t require a medical exam. They usually come with a higher premium, but it may be worth it for the peace of mind and the coverage you need. It’s always a good idea to shop around and get quotes from multiple companies to find the best deal. Keep searching; the right policy is out there for you!
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