Greetings! Borrowers with bad credit can improve their chances of being approved for a loan by improving their credit score, providing collateral or a guarantor, and choosing a lender that specializes in loans with bad credit. Alternatively, they can explore alternative lending options such as payday loans, peer-to-peer lending, or credit unions, learn more at mobilend. It is important to be wary of the high-interest rates and fees associated with these alternatives and only borrow what can be repaid on time to avoid further damage to their credit score.